Terms of Use

BY VISITING OR USING THE Premier Finance Group MORTGAGE COMPANY WEB SITE, OR ANY PAGE OF THE WWW.PREMIERFINANCE.NET WEB SITE, YOU ARE AGREEING TO BE BOUND BY THESE TERMS OF USE, AND THAT SUCH AGREEMENT CONSTITUTES A BINDING CONTRACT BETWEEN YOU AND PREMIER FINANCE GROUP, INC MORTGAGE COMPANY. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS OF USE, PLEASE DO NOT VISIT OR USE THE PREMIERFINANCE.NET WEB SITE OR ANY PAGE OF THE PREMIERFINANCE.NET WEB SITE.

TERMS AND CONDITIONS FOR USE

Definitions

As used in this contract: (a) the term "Agreement" refers to this contract; (b) the terms "you" and "yours," refer to you, a visitor to the Premier Finance Group web site, as well as anyone you authorize to visit the Premier Finance Group web site on your behalf; (c) the terms "Premier Finance Group," "we," and "our" and "ours" refer to Premier Finance Group Mortgage Company and any affiliates of Premier Finance Group whose products or services are offered on the Premier Finance Group web site; and (d) the term " PREMIERFINANCE.NET Web Site" refers to the web site located at www.PREMIERFINANCE.NET and related pages, or any linked pages and web sites hosted or sponsored by Premier Finance Group.

Privacy Policy

PREMIER FINANCE GROUP, INC is committed to maintaining the privacy and security of any and all information that you provide to PREMIER FINANCE GROUP, INC through the PREMIERFINANCE.NET Web Site. To that end, PREMIER FINANCE GROUP, INC urges you to review the Premier Finance Group Privacy Policy, which may be accessed by clicking on the following link: Privacy Policy

Please note that privacy policies of Premier Finance Group's affiliates or third parties may apply to information you provide on the PREMIERFINANCE.NET Web Site. In addition, web sites linked to the PREMIERFINANCE.NET Web Site may have separate privacy policies.

Use And Limitations Of The PREMIERFINANCE.NET Web Site

Except where we specify otherwise, Premier Finance Group offers you access to the PREMIERFINANCE.NET Web Site solely for your personal and noncommercial uses. You promise that you will not use the PREMIERFINANCE.NET Web Site, in whole or in part, for any purpose that is unlawful or prohibited by this Agreement. You agree that you will not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, frame in another web page, use on any other web site, transfer or sell any information, software, lists of users, databases or other lists, products or services provided through or obtained from the PREMIERFINANCE.NET Web Site. This means, among other activities, that you agree not to engage in the practices of "screen scraping," "database scraping," or any other similar activity. You agree that you will not use the PREMIERFINANCE.NET Web Site in any manner that could damage, disable, overburden, or impair the PREMIERFINANCE.NET Web Site or interfere with any other party's use and enjoyment of the PREMIERFINANCE.NET Web Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the PREMIERFINANCE.NET Web Site.

If and when requested by PREMIERFINANCE.NET, you agree to provide true, accurate and complete user information and to refrain from impersonating or falsely representing your affiliation with any person or entity. Except with the written permission of PREMIERFINANCE.NET, you agree that you will not access or attempt to access password protected, secure or nonpublic areas of the PREMIERFINANCE.NET Web Site.

You agree that Premier Finance Group may in its sole discretion and at any time terminate your access to and use of the PREMIERFINANCE.NET Web Site, or any part thereof, with or without notice.

The PREMIERFINANCE.NET Web Site contains content and information originated by Premier Finance Group, affiliates of PREMIER FINANCE GROUP, INC or unaffiliated third parties. Premier Finance Group makes available such content and information through the PREMIERFINANCE.NET Web Site as a public service, for the sole purpose of aiding you, the individual consumer. Premier Finance Group, therefore, cannot guarantee the accuracy, sufficiency, correctness, veracity, completeness, or timeliness of such information. You are responsible for confirming the sufficiency and reliability of any such information. This means, for example, that all of the information and materials contained in the PREMIERFINANCE.NET Web Site-including any terms and conditions necessary to obtain a loan or other products or services-are subject to change at any time. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final PREMIER FINANCE GROUP, INC determination and acceptance.

Electronic Signatures and Communications

All electronic communications, including any electronic signatures or identifiers of Premier Finance Group, are being transmitted solely for informational purposes. By making an electronic communication, Premier Finance Group specifically does not intend to agree, bind, or otherwise consent to any matter for any purpose whatsoever, including loan approval, and does not intend that the electronic communication, or any related or associated electronic media or data, to constitute, or to be deemed to constitute, an electronic signature pursuant to any state or federal law or regulation that authorizes the use of electronic signatures.

Disclaimer

YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

YOUR USE OF AND RELIANCE UPON ANY AND ALL INFORMATION, INCLUDING, BUT NOT LIMITED TO, CONTENT PROVIDED BY Premier Finance Group, AN Premier Finance Group AFFILIATE OR A THIRD PARTY THROUGH THE PREMIERFINANCE.NET WEB SITE IS AT YOUR SOLE RISK. SUCH INFORMATION IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. PREMIER FINANCE GROUP, INC MAKES NO EXPRESS OR IMPLIED REPRESENTATIONS, WARRANTIES, OR GUARANTEES WITH REGARD TO THE APPROPRIATENESS, ACCURACY, SUFFICIENCY, CORRECTNESS, VERACITY, VALUE, COMPLETENESS, OR TIMELINESS OF SUCH INFORMATION. Premier Finance Group EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. PREMIER FINANCE GROUP, INC SHALL HAVE NO LIABILITY TO YOU OR ANY OTHER USER OF SUCH INFORMATION OR TO ANY THIRD PARTY FOR ANY LOSS, EXPENSE, OR DAMAGE, INCLUDING CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES AND INCLUDING LOST PROFITS OR LOST REVENUE, CAUSED DIRECTLY OR INDIRECTLY BY THE USE OR RELIANCE UPON SUCH INFORMATION. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE PREMIERFINANCE.NET WEB SITE IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

Indemnification

YOU AGREE TO INDEMNIFY AND HOLD Premier Finance Group AND ITS, SUPPLIERS, AFFILIATES, SUBSIDIARIES, EMPLOYEES AND AGENTS HARMLESS FROM ANY AND ALL CLAIMS AND DEMANDS, INCLUDING, BUT NOT LIMITED TO REASONABLE ATTORNEYS' FEES, MADE BY ANY THIRD PARTY DUE TO OR ARISING OUT OF ANY INFORMATION, INCLUDING, BUT NOT LIMITED TO, INFORMATION PROVIDED VIA THE PREMIERFINANCE.NET WEB SITE.

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES PUBLISHED ON THE PREMIERFINANCE.NET WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. PREMIER FINANCE GROUP, INC, ITS AFFILIATES AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THIS SITE AT ANY TIME.

IN NO EVENT SHALL Premier Finance Group, PREMIER FINANCE GROUP, INC'S AFFILIATES OR THIRD PARTIES, INCLUDING SUPPLIERS, BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE PREMIERFINANCE.NET WEB SITE, WITH THE DELAY OR INABILITY TO USE THE PREMIERFINANCE.NET WEB SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE PREMIERFINANCE.NET WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE PREMIERFINANCE.NET WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF Premier Finance Group, PREMIER FINANCE GROUP, INC'S AFFILIATES OR ANY THIRD PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE PREMIERFINANCE.NET WEB SITES, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE PREMIERFINANCE.NET WEB SITE. Without limiting the foregoing, you agree to indemnify, defend and hold harmless PREMIER FINANCE GROUP, INC, its partners, affiliates, subsidiaries and suppliers from any liability, loss, claim and expense (including attorneys' reasonable fees) related to your violation of this Agreement.

MISCELLANEOUS

This Agreement is governed by the laws of the State of Washington. You agree and consent to the exclusive jurisdiction and venue of courts sitting in Washington, County of Orange and/or Central District of Washington in all disputes arising out of or relating to the use of the PREMIERFINANCE.NET Web Site. Use of the PREMIERFINANCE.NET Web Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and PREMIERFINANCE.NET as a result of this Agreement or use of the PREMIERFINANCE.NET Web Site. If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Agreement shall continue in effect. Unless otherwise specified herein, this Agreement constitutes the entire agreement between you and PREMIER FINANCE GROUP, INC with respect to the PREMIERFINANCE.NET Web Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and PREMIER FINANCE GROUP, INC respect to the PREMIERFINANCE.NET Web Site. A printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.