to Premier Finance Group's web site. This section explains
our policy regarding any personal information you might supply to
us when you visit this site. Our goal is to protect your information
on the Internet in the same way that we protect it in all the other
ways we interact with you: in branches and on the phone.
can visit this site and find out about our products and services,
read about our company, check on career opportunities, get a news
update, or other value-added services without giving us any information
you do provide personal information, such as address, e-mail, telephone
and fax numbers, as well as demographic and customer identification,
it will be sent to us over a secure connection using Secure Sockets
Layer (SSL) technology.
will maintain this information, as well as your business activities
and transactions, according to our usual strict security and confidentiality
order to provide better service, we use "cookies". A cookie
is a small piece of information which a web site stores on your
web browser on your computer and can later retrieve. The cookie
cannot be read by a web site other than the one that set the cookie.
to store your preferences for certain kinds of information or to
store a password so that you do not have to input it every time
you visit our site.
cookies last only through a single session, or visit. None
will contain information that will enable anyone to contact you
by telephone, e-mail, or postal mail. You can set up your web browser
to inform you when cookies are sent, or to prevent cookies from
PRIVACY IS OUR CONCERN
We recognize the importance of protecting your personal information.
We collect and retain information about you to communicate with
you, to process your requests for products and services, and to
inform you about other financial services that may be of interest
sell nonpublic personal information about current or former customers,
nor do we share this type of information with anyone other than
only and are not intended to be exclusive.
We collect the following types of public and nonpublic personal
information about you:
obtained from you on applications and other forms, and from other
sources used to process your request for one or more of our products
or services (e.g., your name, address, employment history, income,
credit balances, property insurance coverage and other representations
made by you).
arising from your transactions with us, our affiliates or others
(e.g., your payment history, account balance and other transactional
obtained from consumer credit-reporting agencies (e.g., your credit
history and creditworthiness).
WE SHARE YOUR INFORMATION WITH AND WHY
Except as discussed herein, we will only share nonpublic personal
information about you with nonaffiliated third parties as permitted
by law or with your consent. We may disclose all of the information
we collect, as described above, to companies that perform marketing
services on our behalf or to other financial institutions with whom
we have joint marketing arrangements.
INFORMATION WITH AFFILIATES
We may share information based on our transactions and experience
with you - such as your name, address and payment history - with
our affiliates. By sharing that information, we can better serve
your financial needs and notify you of financial products and services
that might interest you, such as insurance.
We treat information about our former customers in the same manner
as we treat information about our current customers.
We restrict access to nonpublic personal information about you to
only those employees who need to know that information to provide
products or services to you. We maintain physical, electronic and
procedural safeguards that comply with federal standards to guard
your nonpublic personal information against unauthorized access
the accuracy of your information is a shared responsibility. We
maintain the integrity of the information you provide us and will
update your records when you notify us of a change. Please contact
us at the address or phone number listed below when information
concerning you changes.
As long as you remain a customer, we will provide you with an annual
notice of this policy. We will provide notice of any revised policy
to current customers and those consumers whose nonpublic personal
information we share as described above. We reserve the right to
change this policy at any time.
The information-sharing practices described above are in accordance
with federal law. Vermont law places additional restrictions on
sharing information about Vermont residents, so long as they remain
Vermont residents. In accordance with Vermont law:
will not share consumer credit reports
with our affiliates without your consent, and
will only disclose your name, contact information and our own
transaction and experience information to other financial institutions
with which we have joint-marketing arrangements.
we will share information in accordance with all of the practices